Cork Inc. offers its cyber warranty exclusively through Managed Service Providers (MSPs), who then resell it to their small business clients. You’d need to go through your MSP (or become one) to get it.
🛡️ How Cork’s Cyber Warranty Works
• MSP-centric distribution: Cork provides the warranty platform and coverage to MSPs—end users (like you) buy it as part of your IT/security package from your MSP.
• Coverage tiers: MSPs can offer clients up to $100,000 or $500,000 in coverage. Enrollment is quickly integrated in minutes via API into the MSP’s existing security systems.
• Rapid claims processing: According to Cork, if a claim is submitted, they respond within minutes, deploy funds on a $5K–$10K credit card, and settle the full claim within two weeks—and reportedly haven’t denied any valid claim.
• What it covers: Warranty can help with cyber insurance deductibles, ransomware mitigation, phishing and wire fraud losses, incident response, and even consulting costs.
🗣️ MSP Community Feedback (Reddit)
Some MSPs are skeptical:
“Be super careful selling this kind of micro insurance policy.”
But others report positively:
“In 2024 we witnessed over 1.2 M events and had multiple payouts… We even reimbursed a partner’s pizza expense during an incident… We have never denied a claim.”
Overall, Cork appears to deliver on payout and backing claims with strong operational support — at least according to those who’ve used it in real incidents.
📺 What’s the difference vs traditional cyber insurance?
Cork provides a more immediate and MSP-forward model:
https://youtu.be/UbcdhQDhFNg
The video explains that unlike slow traditional insurance—where payouts may take weeks to months—Cork offers near-instant activation and faster funding, and it’s designed to let MSPs bundle and monetize the offering.
âś… End Users
• You can’t purchase it by yourself—it must be sold through an MSP.
• Coverage levels are designed for small-to-midsize businesses, with $100K or $500K warranty options.
• Claims are processed quickly and appear to be reliable, based on both company and MSP feedback.
• It complements traditional cyber insurance (especially by covering deductibles and spending relief).
Next Steps
- Check with your MSP—ask if they currently resell Cork’s warranty or are planning to.
- Ask about coverage levels (what tier they offer, pricing, including protections).
- Discuss how it integrates into your existing cybersecurity stack and insurance strategy.
- Review the claims process details—like typical payout timelines, any exclusions, and whether Cork coordinates with your current cyber insurer.